How does Tip Yourself work?

Tip Yourself is a feature that lets community members save money via the EarnIn app. Use Tip Jar funds to reward yourself, as a savings technique, or a rainy day fund. 

With Tip Yourself, you can tip any amount between $1-$50 per day. For instance, if you have two jars, you can add $25 per jar, per day. 

You can transfer out money from your Tip Jar(s) at any time, for any reason. You can have a maximum of 5 Tip Jars at once with a combined total of $2,000.

Tip Yourself is not an interest-bearing account. Tip Jars do not pay interest or provide any other forms of income. We cannot provide any tax advice about your Tip Jar funds, please consult with your tax professional if you need assistance. 

There are no fees to use the Tip Yourself service. However, you are responsible for overdrafts, insufficient funds, or any fees charged by the financial institution of your funding account.

 

Is my money protected? 

Cash in deposit accounts is insured by the FDIC up to the standard maximum deposit insurance amount per depositor, per FDIC-insured bank, and per ownership category. For more information on FDIC insurance coverage, please visit www.FDIC.gov.

 

When will my Tip Jar withdrawal post to my checking account? 

Tip Jar withdrawals done on weekdays follow this schedule: 

  • Withdrawals requested before 12 p.m. ET will arrive the same day (in the afternoon). 
  • Withdrawals requested between 12 p.m. and 8 p.m. EST will arrive the next day (in the morning)
  • Withdrawals requested after 8 p.m. EST will arrive the next day (in the afternoon)

Withdrawals do not post on holidays or weekends. Withdrawals requested on holidays or weekends post the next business day. 

 

When will my deposit post to my Tip Jar?

Tip Jar deposits follow the same schedule as above, however funds are not made available for withdrawals for 3 business days. Delays may occur for specific transactions. 

You can check the status of any withdrawal in the My Activity section of the Savings tab.

 

This service is provided to you through a custodial account deposit agreement between you and Evolve Bank & Trust, an Arkansas chartered depository institution, and is a member of the FDIC. All funds associated with your deposit account are held by Evolve Bank & Trust. You may access the terms of the custodial account deposit agreement at any time here. To learn more about Evolve Bank & Trust, you can access its Privacy Policy.

Tip Yourself is a 0% Annual Percentage Yield and $0 monthly fee service. Your Tip Yourself Account and any Tip Jars are not Savings Accounts. For more information/details visit earnin.com/tos.

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