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Who can use EarnIn?

Looking to access the money you’ve earned without credit checks or interest rates? Here are the requirements to join the EarnIn community:

Cash Out

  1. You must be employed and have:
    1. A consistent direct deposit pay schedule: weekly, biweekly, semi-monthly, monthly
    2. An employer-provided email address or a fixed work location
  2. Your primary residence must be in the United States (includes U.S. territories)
  3. You must be at least 18 years old and own a U.S. bank account
  4. You must own a valid U.S. cell phone number

Cash Out is not compatible with Supplemental Security Income (SSI), disability pay, unemployment wages or veterans benefits. 

EarnIn is unable to send earnings to prepaid and savings accounts. A linked checking account is required. 

Cash Out is not available in all states. To see the full eligibility conditions, please visit our terms of service. 

 

Cash Out Link

Cash Out Link is a way to request funds through the EarnIn app using a bank-provided overdraft account from Lead Bank, Member FDIC. 

There’s no tipping, and each approved request includes a $1.99 service fee.

Cash Out Link can work with different types of income, not just employment wages. 

Learn more: Cash Out Link - How it works