Looking to access the money you’ve earned without credit checks or interest rates? Here are the requirements to join the EarnIn community:
Cash Out
You must have:
- A consistent direct deposit pay schedule: weekly, biweekly, semi-monthly, monthly
- Your primary residence must be in the United States (including U.S. territories)
- You must be at least 18 years old and own a U.S. bank account
- You must own a valid U.S. cell phone number
If you have a job, we’ll ask for a work email or work location. Cash Out can also work with Social Security (including SSDI), SSI, and VA compensation or pension when those payments direct deposit into a linked checking account.
Cash Out is not compatible with unemployment wages. Other government or retirement payments usually aren’t supported.
EarnIn is unable to send earnings to prepaid and savings accounts. A linked checking account is required.
Cash Out is not available in all states. To see the full eligibility conditions, please visit our terms of service.
Cash Out Link
Cash Out Link is a way to request funds through the EarnIn app using a bank-provided overdraft account from Lead Bank, Member FDIC.
Each approved request includes a $1.99 service fee.
Besides employment income, EarnIn accepts Social Security (including SSDI), SSI, and VA compensation or pension income for use with Cash Out Link
Learn more: Cash Out Link: How it works