How do I transfer out now?
To get your same-day pay, there are two steps that involve moving money through your new EarnIn deposit account into your linked bank. Don’t worry, this doesn’t impact how quickly you can access your earnings!
Step 1: Move your earnings into your new deposit account. This step is free and instant. Your repayment date and repayment amount are set at this step.
Step 2: Move your cash from your EarnIn deposit account to your linked bank account. This step has two transfer speed options:
- A no-cost transfer option via ACH (Standard Speed) that deposits your funds in 1-2 business days.
- A $5.99 Lightning Speed transfer option that deposits your funds in minutes.
Here’s how the whole process works with a $100 transfer.
Get your money in minutes
- Instantly get $100 earnings into your deposit account at no cost
- To spend it, move up to $100 from your deposit account to your linked bank account
- Use Lightning Speed for $5.99
- Up to $94.01 arrives in your linked bank account
Get your money in 1-2 business days
- Instantly get $100 earnings into your deposit account at no cost
- To spend it, move up to $100 from your deposit account to your linked bank account
- Use standard speed for no cost
- Up to $100 arrives in your linked bank account
What happens to money sitting in my EarnIn deposit account?
Any money sitting in your deposit account that doesn’t cover the full amount of repayment can be moved to your linked bank account. You have two transfer speed options: Lightning Speed (get it in minutes) or standard transfer speed (get it in 1-2 business days).
Why do you need my personal information, e.g. Social Security Number?
Federal regulation requires that we collect your full, nine-digit Social Security number and other personal info to verify your identity any time you’re setting up a deposit account. This will not impact your credit score in any way. For more info on how we protect your info, please refer to our Terms of Service and Privacy Policy.
EarnIn is a financial technology company, not a bank. Banking Services are provided by Evolve Bank & Trust, Member FDIC.
Fees and restrictions apply to use Lightning Speed. Lightning Speed may not be available at all times. See EarnIn Cash Out User Agreement. Expedited Transfer fee paid up front where applicable - see Evolve Deposit Account Agreement.
Subject to your available earnings, Daily Max and Pay Period Max. EarnIn services may not be available in all states. Restrictions and/or third party fees may apply, for more information please review our Terms of Service available at EarnIn.com/TOS