How does Tip Yourself work?

Answer

Tip Yourself is a new feature that lets you save money in your Tip Jar(s). You can add to your Tip Jar(s) to reward yourself and as a savings technique for hitting the gym, skipping an impulse buy, finishing your to-do list or just save for a rainy day. All you have to do is add money to your savings Tip Jar! Please note that Tip Yourself access is currently limited but it will be available for everyone by end of March.

Here’s how you can do it:

1. Open the Earnin App
2. Go to Your Toolkit 
3. Tap on the Tip Yourself tip jar icon
4. Tap on Tip Jar
5. Tap on the pink action button with three dots in the upper right-hand corner of the screen
6. Tap Add New Jar to create a Tip Jar 
7. When creating a new Tip Jar, you will be prompted to create a jar name and savings goal. You will also have the option to customize quick tip amounts for this new Tip Jar.
8. Click Save to complete the creation 

The chart below explains the expected arrival of money added to your savings Tip Jar(s) from your checking account based on the day of the week and the time in which you created the tip. 

Before 11am CT on a bank day

Money will be added to Tip Jar in 2 business days

After 11am CT on a bank day

Money will be added to Tip Jar in 3 business days

On bank holiday

Money will be added to Tip Jar in 3 business days


This service is provided to you through a custodial account deposit agreement between you and Evolve Bank & Trust, an Arkansas chartered depository institution. Evolve Bank & Trust is a member of the FDIC. All funds associated with your deposit account are held by Evolve Bank & Trust. Deposit accounts are insured by the FDIC up to the standard maximum deposit insurance amount per depositor, per FDIC-insured bank, and per ownership category. For more information on FDIC insurance coverage, please visit www.FDIC.gov. You may access the terms of the custodial account deposit agreement at any time here. To learn more about Evolve Bank & Trust, you can access its Privacy Policy.

Please note that you can tip any amount between $1-$50 per day, but no more than $50 per day and no more than $2,000 across all of your Tip Yourself Tip Jars.

You can initiate a withdrawal from your savings Tip Jar(s) at any time, for any reason. You can withdraw $1-$2000 from your savings Tip Jar(s). 

If you’re enrolled in Lightning Speed, withdrawals from your Tip Jar(s) will arrive in your checking account within an hour. If you’re not enrolled in Lightning Speed, the chart below explains the expected arrival of withdrawals from your Tip Jar(s) to your checking account based on the day of the week and the time in which you created the withdrawal. 

Not Enrolled in Lightning Speed (ACH)

 

 

Withdrawal Created On:

Before 11am CT Arrives On:

After 5pm CT Arrives On:

Monday

Monday

Tuesday

Tuesday

Tuesday

Wednesday

Wednesday

Wednesday

Thursday

Thursday

Thursday

Friday

Friday

Friday

Saturday

Saturday

Saturday

Sunday

Withdrawal Created On:

Before 7pm CT Arrives On:

After 7pm CT Arrives On:

Sunday

Sunday

Monday

Bank Holiday

Bank Holiday

Next Bank Day


To find out how more about Lightning Speed, please read here.

Tip Yourself is a 0% Annual Percentage Yield and $0 monthly fee service. Your Tip Yourself Account and any Tip Jars are not Savings Accounts. For more information/details visit earnin.com/tos

 

Was this article helpful?
198 out of 292 found this helpful