Cashing Out

With every Cash Out, you’re joining us in the fight to change the way people get paid. We refuse to live in a system where we work and employers get to hold on to our pay.  When we all work together, we can create a financial system that works fo...
Most employers will pay their employees on the business day before a bank holiday and this is usually how we save your pay schedule. If you don’t get paid early, we’ll set you up for the day after your direct deposit comes through.  It’s importan...
Answer All Earnin community members start with a $100 Pay Period Max, with a potential for it to increase up to $500 as members continue to use the app and pay Earnin back successfully. Maxes exist to help our customers remain financially healthy...
Objective Tip what you think is fair. Procedure Before setting the tip amount, select Cash Out amount first. After doing so, a Pay It Forward pop-up will appear. You can then set the tip amount in two ways. Choose to increase or decrease the num...
Answer If your account is enrolled in Lightning Speed you should receive your Cash Out instantly however if there's no debit card linked to the app we'll send your Cash Out via standard process (ACH). Please click here to know more about when you...
The updates we receive from your bank are sometimes delayed, so we may not always be able to confirm that your direct deposit posted immediately. The old financial system moves pretty slowly, but we can cut out the middle man. Send us a screensho...
Answer If you have Lightning Speed, the money will post to your account within minutes regardless of your timezone. Through Standard Speed, your money will arrive in your bank account within 1-2 business days depending on the time and day that yo...
If you are enrolled in Lightning Speed, Cash Outs should post instantly to your account. However, if the Cash Out was sent through ACH, it may take 1-2 banking days to post in your account due to a number of reasons, which include bank delays, ho...
Answer Cash Outs sent through ACH may be delayed due to a number of reasons, which include bank delays, holidays, and system errors. To check the exact status of your Cash Out, please contact support. Device Android iOS Additional notes How lo...
Answer Sometimes. If your bank balance is negative the app will determine based on a number of factors if you are able to Cash Out or not. This is to make sure you have enough in your account to avoid any overdrafts when we debit it on your payda...
Answer Yes! You can still Cash Out but it will go through standard speed instead of through Lightning Speed. Additional notes Click here to see how long it takes to receive your Cash Out with and without Lightning Speed. Related article What is t...
Answer The Cash Out was sent through standard speed due to an error in the debit card linked to the app at the time of the Cash Out and will be posted in your bank account instead.  
Answer The Cash Out button will be grayed out if your account meets any of the following conditions: You don't have earnings to cash out. You have already reached your Daily/Pay Period Max. Your bank balance is below -$100. If this is not the c...
We know how important it is for you to be able to cash out as you work, and we’re here to help. Here are some factors that may have delayed your ability to cash out: Your account setup is not yet completed Your account needs to be updated Negati...
Answer We have two features which can automatically Cash Out for you: Repeat Activation This feature gives you the option to automatically set another cash out with the same amount for the next business day (or instantly if you have Lightning S...
Answer The difference between ACH and Lighting Speed is how fast you get your cash outs.  ACH or also know as standard speed, gets to your checking account usually in 1 business day.  Lighting Speed should be instant, meaning same day and within ...
  Answer Remember to have the following requirements completed or met before cashing out: Bank verification is completed Payroll dates must be verified and completed by Earnin Earnin Account must be Active and completely setup. Click here for St...
Answer You can view your Cash Out and Payment history in the app by tapping the calendar icon at the top of the home page in the app. The financial calendar will show you:  When you'll receive your cash out The dates you cashed out (or if Balan...
Earnin lets you cash out your paycheck instantly. If you have Lightning Speed, the money will post to your account within minutes, even on weekends and holidays.   Without Lightning Speed, your money will arrive in your bank account within 1-2 bu...