What is Earnin Express and how does it work?

Earnin Express is a new app feature that gives our community an upgraded Cash Out experience. It’s a way for you to potentially reach a higher pay period Max and a possibility to receive your paycheck early by routing your paycheck through Earnin. 

Members will also have a smoother Cash Out experience with Earnin Express -- no more pesky bank screenshots needed on payday!

When you route your paycheck through your Earnin Express virtual account using the info provided by Earnin, we’re able to avoid issues caused by your bank connection. 

Using Earnin Express won’t change your payday! You might even be able to access your paycheck a few days earlier.

Earnin will deduct any Cash Outs and tips from the paycheck amount you routed to your Earnin Express virtual account. Any remaining funds will then be sent to your Earnin-linked bank account using Lightning Speed.

Helpful Hints

Please note that your potential Earnin Express pay period Max is $1000 or up to 80% of the paycheck amount you direct to Earnin - whichever is less. To get your highest possible pay period Max, route your full paycheck to Earnin Express. 

Together, we're helping each other get to a better place financially. That means building products that help you stay in control of your money from the moment you earn it. Earnin Express is the evolution of payday - giving you access to your earned income faster.

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