Lightning Speed fees and details

Here’s a breakdown on Lightning Speed fees: 

Transfer amount Lightning Speed Fee
First Time Free $0
Up to $24 $1.99
$25 -  $74 $2.99
$75 - $100  $3.99
*$100.01 - $199.99 $3.99
*$200 and above $4.99

Note: Deposit Account and EarnIn Card Account holders will be updated to the fee schedule above starting September 5th, 2023.  

 To learn more about Lightning Speed, visit What is Lightning Speed and how can I get it? 

There’s still a no-fee transfer option. Standard speed transfers are free and delivered in 1-3 business days.


*Transfers over $100 is only available for EarnIn Card only

Fees may apply to use Lightning Speed. Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank connection. Restrictions and/or third party fees may apply, see for details.

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