Lightning Speed fees and details

Here’s a breakdown on Lightning Speed fees:

Transfer amount Lightning Speed Fee
First Time Free $0
Up to $100 $3.99
*$100.01 - $199.99 $3.99
*$200 and above $4.99

*Transfers over $100 are only available for EarnIn Card holders. 

To learn more about Lightning Speed, visit What is Lightning Speed and how can I get it? 

There’s a no-fee transfer option. Standard speed transfers are free and delivered in 1-3 business days.


*Fees may apply to use Lightning Speed. Lightning Speed may not be available to all community members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank connection. EarnIn will keep debit card information on file to assist with Lightning Speed transactions and will only charge the card if you later provide specific authorization. Restrictions and/or third-party fees may apply, see for details.