Lightning Speed
When you cash out with Lightning Speed, your money will be in your account in seconds instead of days – even on weekends and holidays – a game-changer for immediate expenses.
Find out if your bank is eligible:
Have an eligible debit card linked ...
With Lightning Speed, you can receive your Cash Out in seconds - even on the weekends and holidays!
Some transactions may take up to 30 minutes depending on the card and network status.
If you notice any delays and it is not your first cashout, t...
On your payday, Earnin will automatically debit your bank account for the amount you cashed out, the Lightning speed fee, plus any tips you decide to Pay It Forward. This debit will be a separate transaction from your direct deposit.
You have the...
New community members are randomly selected to be included in this MVP phase. No worries, the upgraded Lightning Speed experience is optional. You can still cash out for free by choosing Standard Speed, and your Cash Out should take 1-3 days proc...
New community members included in this MVP phase have the option to access funds within minutes for a small fee of $2.99 when using Lightning Speed. No worries! You can still cash out without a fee by choosing Standard Speed and your Cash Out cou...
The Lightning Speed fee will not be charged right away. Earnin will debit the Lightning Speed fee together with your Cash Out and tip on your payday.
The fee associated with your Lightning Speed Cash Out will be canceled automatically if you did...
Nope!
It’s up to you. Tipping is always optional, and you choose how much to tip for the service. We rely on our community's support by voluntarily tipping what you think is fair when you use the app. When you tip at Cash Out, you're supporting u...
Definitely!
You can cash out for free with Standard Speed processing. Your money will arrive in your bank account within 1-3 business days depending on the time and day that your Cash Out was made. For more information, please view How long does ...
Earnin is working on new ways to improve by offering a premium feature on how to access your money as you earn it. Beginning October 18, a portion of our new community members may be selected to participate in an MVP launch in which you will have...
Your debit card information has been automatically unenrolled from the Lightning Speed feature because the app has detected that
there was a change in your bank information or
there was a change in your card information (new number, expiry date,...
Here are a few reasons why our community members are having trouble connecting their debit card for Lightning Speed.
The Lightning Speed icon is not showing up in the app
The app is under system upgrade or maintenance.
If this is the case kindl...
In times like these, we know having access to the money you’ve earned is more crucial than ever before. Let’s make sure your info is up to date.
To update your debit card info, tap the Lightning Speed thunderbolt on the home screen.
Select Add ...
If the Lightning Speed icon is not showing up on the Earnin home screen, it is likely because the font size on your device is too large to properly display the Lightning Speed icon
To adjust the font size on your device, please follow the steps l...
To get you set up for Lightning Speed, we send a small test credit to the debit card you linked with us. Lightning Speed verification usually happens instantly, but it may take up to one business day due to bank delays.
There are several reasons why you will not be able to cash out immediately even if you're enrolled in Lightning Speed. A few key reasons are listed below:
Debit card is expired or replaced (marked as lost or stolen): your bank may have issued you...
I’m enrolled in Lightning Speed, made my first Cash Out but I still don’t see money. Is this normal?
Yes. For security purposes, banks may sometimes put a temporary hold on credits when they don’t recognize who is sending it to the account. Once we’re recognized by your bank, future Cash Outs should post to your bank account instantly.
Lightning Speed is a feature that lets you cash out instantly instead of waiting one business day.
Lightning Speed eligibility can depend both on your bank and individual card network. Want to know if your bank is eligible? Click here to learn ho...