About Earnin

Nope! Earnin does not charge mandatory fees, interest, or have any hidden costs to use the app. We rely on our community's support by voluntarily tipping what they think is fair when they use the app. When you tip at Cash Out, you're supporting u...
Unfortunately, we are no longer enrolling community members in Earnin's unemployment feature. We made the difficult decision to sunset the product, which you can read about here. When your employment status changes, we encourage you to update you...
Earnin is working with the community to help you get paid as you work. To use Earnin, you’ll need a steady payday, a checking account, and a smartphone.  To use the app before payday, all you have to do is connect your bank account and add your e...
In order to use the app, you must have the following: Over 50% of your direct deposit sent to a checking account A regular pay schedule (weekly, biweekly, semi-monthly, monthly) A fixed work location, an online/electronic timekeeping system at...
Earnin is a venture capital-funded company. Investments from VC funds go into making our product bigger and better, so we can help even more people access their wages. It is our community members, however, that we truly rely on to keep the app go...
It’s up to you, we want our community to trust that we’ve got each other’s back. When you have a little extra, give it to someone who needs it, and know that when you come up short someone in the community will get your back. That's why we let yo...
No. It's not a loan app. Earnin gives you access to the pay you've earned - when you want it. Instead of charging fees or interest, we ask our community to help support us by paying what they think is fair. No matter how much you cash out, there ...
We changed our name because we found the name Earnin more clearly expresses that we’re helping people get the money they’ve earned. The name Activehours was a little confusing for some people that were new to our service. We were not acquired or ...